As you may already know, finding car insurance is tough! You need to choose an insurer that offers the product you’re looking for – whether that’s standard auto, high-risk auto, auto for young driver’s, etc. – the best price, and has the best ratings. That’s not always easy.
The world of auto insurance can be incredibly tough to navigate, but you don’t have to do it alone. LMBF Insurance is a trusted insurance broker based in Quebec and has been helping its clients find the best insurance opportunities for well over 50 years. Give us a call, request a quote, or read on for a guide on some of the best car insurance companies and how to get the best car insurance in Montréal.
What Makes a Good Car Insurance Company?
Before we get into our list of some of the best car insurance companies in Montréal and Quebec, let’s get into what makes a good car insurance company. Knowing how to identify a decent company is one of the first steps to getting better coverage. Here are some qualities of great insurance companies.
Amazing Customer Care
How does this company treat their customers? Do they prioritize customer satisfaction? Are they quick at responding and dealing with complaints? What do their customers say? Good customer care extends to claims advice, communication, and connection even after the policy purchase.
Extensive Range of Products
A company that offers auto insurance should also offer beyond liability coverage. For one, Quebec has a public auto insurance system that already contains mandatory coverage, so you’ll want to look around for a company that has an extensive list of optional coverages like collision and comprehensive, and possibly other endorsements like rental reimbursements and roadside assistance.
High-Quality Quotes
What makes a high-quality quote, anyway? A high-quality quote should be a well priced quote without the need to sacrifice coverage or services. A reputable company should be able to offer this. Not all companies will include the necessary components in their quote, but finding one that gives you accurate information and policy estimates will give you an indication of what you are paying for.
Use of Innovative Technology
Because technology is always changing, it makes sense that your reliable auto insurance company would be up to date on all the latest tech updates, including accident tracking, safety features, and customer service tools. They might even offer an online portal through which you can access and view your insurance documents where and when you need them.
Insurance Knowledge
Finally, choose a company that knows their stuff! If they’re up to date, they can give you all the best advice on how to save money and be able to take you through the various coverage options. They can tell you about the advantages and drawbacks of various options. You can even ask about the best coverage combinations, to help tailor a policy to your own needs. If they don’t know how to answer your question, a reputable company should also be able to refer out.
Some of Montréal’s Best Car Insurance Companies
Curating reliable auto insurance partnerships with renowned and trustworthy companies are how brokerages like LMBF thrive. Thankfully, we have connections with some of Quebec’s best. Read on for a description of some of Montréal’s best car insurance companies.
Aviva Insurance
Aviva Insurance has evolved from the creation of new companies, in addition to a series of mergers. Its roots go back to 17th century England. Aviva is a great car insurance company because it offers exceptional savings with multiple car insurance discount offerings and numerous optional car insurance coverages that you can choose from.
Intact Insurance
Intact’s my Drive™ program helps safe drivers save money. In addition to being one of the best car insurance companies in Montréal, Intact also offers additional features, like discounts for green driving, good driving benefits, and roadside assistance additional coverage for breakdowns and towing fees.
Wawanesa Insurance
Wawanesa Insurance, despite being a larger Canadian insurance company, has small-town values, and prioritizes fairness, openness, and customer service. They offer the chance to meet your mandatory auto insurance requirements, while also customizing your policy where you need a little personal touch.
Optimum Insurance
Optimum Insurance is one of Quebec’s better auto insurance companies, offering some of the best policies on the market that are competitively priced. They offer coverage for anyone – experienced or new, and are reachable 24/7 if you need to contact them to file a claim conveniently.
Economical Insurance
Economical is a well-established insurance company in Quebec, offering a comprehensive range of auto insurance products at competitive rates. Known for their responsive customer service and quick claims settlement process, they provide flexible coverage options to meet the needs of drivers of all ages and experience levels.
LMBF Partners with the Best Auto Insurance Companies in Montréal
LMBF is a brokerage in Quebec that works with clients, like yourself, and helps connect them with some of the top car insurance companies in Montréal – and in the rest of the province. See, it is our belief that no one car insurance company is better than another for everyone. One car insurance company might be better for you, where another one might be more ideal for your neighbour!
TLDR; what company is “best” depends on what you’re looking for. The great thing about working with a broker is that we can help you to identify which auto insurance company in Quebec is the best for your needs, as well as help you custom make a policy right for your needs. This is one of the best ways to ensure you get the best car insurance coverage – whether that’s from company A or company B.
Get a free quote with us today.
