Here is a List of the Most Stolen Vehicles in 2021 – Canada & Quebec
Between 2020 and 2021, there was a nationwide decrease and then abrupt increase in the number of drivers on public roads. Despite this notable fluctuation, auto theft rates have remained stable. In fact, car thieves are becoming more sophisticated in their efforts, utilizing techniques to break into and steal vehicles with “keyless fobs.” What does this mean?
Because if you live in a neighbourhood that is known for high crime rates and automobile thefts, your risk is that much higher in the eyes of an insurer. This is the reason why your postal code is considered when your rates are being calculated. Moreover, if your vehicle is among the list of the most stolen, you might find that your rates will also be higher. Read on for a list of the most stolen vehicles in Canada and Quebec, as well as some tips on how to reduce your risk of auto theft.
The 2021 List of the Most Stolen Vehicles in Canada
The Équité Association – a national organization that strives to reduce and prevent insurance fraud – has produced a list of the most stolen vehicles in 2021.
- #1: Ford F150/F250/F350/F450
- #2: Honda CR-V
- #3: Chevrolet/GMC Silverado/Sierra 1500/2500/3500
- #4: Dodge/Ram 1500/2500/3500
- #5: Lexus RX350/RX450
- #6: Honda Civic
- #7: Toyota Highlander
- #8: Chrysler/Dodge Town & Country/Grand Caravan/Caravan/Voyager
- #9: Toyota Corolla
- #10: Honda Accord
The 2021 List of the Most Stolen Vehicles in Quebec
Each province has a different list of most stolen vehicles, and you might find that your provider will consider that list when calculating your premiums rather than the national one. The list of the most stolen vehicles in Quebec is as follows:
- #1: Honda CR-V (2018 model)
- #2: Ford F150/F250/F350/F450 (2019 model)
- #3: Lexus NX (2019 model)
- #4: Honda Civic (2019 model)
- #5: Toyota Highlander (2017 model)
- #6: Toyota Tacoma (2017 model)
- #7: Chrysler Dodge (Town & Country, Grand Caravan, Caravan, Voyager 2019 model)
- #8: Honda Accord (2018 model)
- #9: Toyota Corolla (2017 model)
- #10: Lexus RX (2016 model)
What happens if your vehicle is stolen?
It can be devastating for anyone to discover that the car they left parked overnight has disappeared suddenly come morning. If you are positive that your vehicle has been stolen (and not towed, lent, or repossessed), the first thing you should do is file a police report. Call your local police to begin the investigation process. Provide as much detail as you can, including your vehicle’s make and model, VIN, license, and whatever details of the occurrence that you can remember. If your vehicle is equipped with a TAG system, be sure to advise them so they can quickly start tracking your vehicle. Finally, call your insurance company. If your vehicle is used in a malicious manner, this will protect you. Be sure to give as many details as you can with your personal provider and include details of all items that were inside the car at the time of theft.
Filing a claim for a stolen vehicle may require you to provide the following information:
- When and where the incident occurred. What time? If it was in front of your home, was it stored in a garage, parked in the driveway, or on the street? Does your home have any security footage of the incident?
- Details about your vehicle. What year it is, what make and model, how many kilometers, and any other distinguishing details – like bumps, scrapes, stickers, tinted windows, etc.
- A copy of the police report.
In Quebec, stolen vehicles are recovered on average in about a week. Over 30% of vehicles that are recovered are typically returned with damages. Insurance companies may close your claim if your vehicle is not recovered after 30 days. In this case, it will be considered a total loss and you can work with your insurer to determine a market or actual cash value that will be paid out to you.
How do you prevent automobile theft?
Most instances of auto theft are preventable and happen largely due to driver error such as leaving the keys in the ignition or the doors unlocked. Below, we have compiled a few tips for how to reduce your chances of being involved in auto theft. Some of these tips can even qualify you for lower insurance rates.
- If you use a keyless ignition fob, never leave it near your front door. If you can, stow it away in a protective bag or box. Some car thieves have been known to copy the signal of these fobs with a wireless transmitter which they can then use to make new fobs and steal your vehicle.
- If you have a spare key, don’t leave it in your vehicle or anywhere easy to find.
- Never leave your vehicle unattended while it’s running – even if for just a few minutes while you pop into a store during the winter.
- If you have a garage, use it.
- Ensure your windows are rolled up when you park and that your doors are locked.
- If you are parking in a public area, ensure that the place you choose is well-lit and high-traffic – especially if it is late at night or early in the morning.
- Install a vehicle tracking and recovery system such as TAG. Not only can it qualify you for lower insurance rates, but it will make your vehicle more difficult to steal and deter thieves.
- Take valuables with you when you leave your vehicle. If you must leave them in your car, store them in a closed compartment.
- Ensure that you are protected against auto theft by discussing with your insurance broker.
Auto theft costs Canadians up to $1 billion per year, in addition to another half billion for insurers to replace and fix stolen vehicles. No one wants to be the victim of car theft. Do your due diligence and look after your vehicle. If you have any questions about your auto insurance coverage or auto theft, talk to an expert from LMBF today.
